Building resilience in our children

Parenting 2.0

Parenting today is uncharted territory. Not only are we adapting to the constantly changing world, never before has a generation raised children who have the entire world at their fingertips from the moment they can swipe a screen.

Our kids are growing up in an era where the world is truly their oyster - social media connecting them to peers across continents, AI tools doing their homework before they've even finished reading the assignment, and robot taxis potentially shuttling them to high school dances.

In this landscape of abundance, what will set our children apart?

The answer is pretty basic: being able to bounce back when things get tough. Kids need to try new things, mess up sometimes, and learn from their mistakes.

But here's the tricky part: we want to make our kids' lives easier and give them chances we never had, but we also need to get them ready for life's bumps and bruises.

Which is why I am so excited to be talking to Dr. Donna Volpitta next week.

STEM Spot: Kite Building

Perfect for spring breezes! Build a kite that demonstrates principles of aerodynamics:

1. Choose your kite style (Diamond, Delta, or Sled)
2. Gather lightweight materials
3. Assemble the frame and sail
4. Test and improve your design

For detailed instructions on building different types of kites, visit: My Best Kite

Need more time with your taxes?
Extensions are simpler than you think

The April 15 deadline is approaching, but if you are not ready, a tax extension may be a good idea. Here are some basics to help you figure out how to get started.

Key Facts About Extensions:

• File Form 4868 by April 15, 2025 for an automatic six-month extension

• Important: While filing is extended to October 15, payment is still due April 15

• You must pay at least 90% of your total tax liability by the original deadline

What You Risk:

• Interest charges (approximately 8% annually, compounded daily)

• Late payment penalties (0.5% per month on unpaid balance)

• Delayed refunds if you've overpaid

Smart Estimation Strategies:

• Review your 2023 return as a starting point

• Account for major life changes (marriage, home purchase, etc.)

• Include all income sources, especially those without withholding

• When in doubt, slightly overpay to avoid penalties

Remember:

• State extension requirements may differ from federal ones

• Quarterly estimated tax payments still follow their regular schedule

• Some retirement contributions can be made until the extended deadline

Need help navigating these waters? Minerva can help you organize your documents, or help you find the right tax accountant for your needs.

Spring Weekend Adventures for Bay Area Families

Looking for fun spring activities? Here are some perfect outings to enjoy the season with your family!

From building resilience in our children to building kites in your backyard, this season offers so many opportunities for family growth and connection. Don't let tax deadlines or busy schedules stand in the way of making beautiful spring memories. Remember, Minerva is just a message away - whether you need help filing that extension, booking a wildflower hike or simply freeing up your calendar for what matters most.

Book an appointment here to learn how we can transform your spring from a season of obligations into meaningful opportunities for family connection and growth.